Trucking & Transportation

Keep your fleet moving forward

Finance new trucks, trailers, and equipment or get working capital to cover fuel, maintenance, and payroll. We connect trucking companies with lenders who understand the transportation industry.

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Loan Specifications

Trucking funding options

Equipment Financing
Up to $10M
Trucks, trailers, equipment
MCA
$5K - $5M
Based on revenue
Term Loan
$5K - $10M
Fixed monthly payments
Funding Speed
1 - 3 Days
Business days
Credit Score
475+
Bad credit accepted
Time in Business
6+ Months
Repayment
Flexible
Daily, weekly, or monthly
Advantages & Considerations

Why trucking companies choose us

Advantages

  • +Finance trucks and trailers with the vehicle as collateral
  • +Working capital for fuel, insurance, and maintenance
  • +Revenue-based approval understands freight industry cash flow
  • +Fast funding keeps your fleet operational

Considerations

  • -Equipment loans are tied to the specific vehicle financed
  • -Newer companies under 6 months may have limited options
  • -Daily MCA payments may impact cash flow during slow freight periods
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with transportation-focused lenders

Our partners specialize in trucking and transportation. They understand load factoring, seasonal freight patterns, and owner-operator finances.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Both new and used trucks, trailers, and transportation equipment can be financed. The vehicle serves as collateral, which makes approval easier even with imperfect credit.

Yes. Owner-operators with at least 6 months of operating history and consistent revenue can qualify for MCA, term loans, and equipment financing. We work with lenders who understand the owner-operator model.

You can finance up to 100% of the vehicle value, with amounts up to $10M. The truck itself serves as collateral, so no additional assets are required.

Typically you need 4 months of business bank statements, a completed application, and for equipment financing, a quote or invoice for the vehicle you want to purchase.

Ready to grow your fleet?

Apply today. Finance trucks, trailers, and equipment or get working capital. Funded in 1-3 business days.

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What funding do you need?

Select your funding type to get started.