Salon & Spa Funding

Capital for your salon & spa business

Working capital, equipment financing, and expansion loans for salons, spas, and beauty businesses.

Apply Now

Loan Specifications

Salon & Spa funding options

MCA

$5K - $5M

Based on daily sales

Equipment

Up to $10M

Chairs, stations, lasers

Term Loan

$5K - $10M

Expansion

Speed

1-2 Days

Credit

475+

Time in Biz

6+ Months

Use

Any Purpose

Buildout, equipment, marketing

Advantages & Considerations

Why salon & spa businesses choose us

Advantages

+Fund salon buildouts and renovations quickly
+Finance chairs, wash stations, and laser equipment
+Revenue-based approval works for cash-heavy businesses
+Multiple locations can qualify for larger amounts

Considerations

-Seasonal fluctuations may affect qualification
-Daily repayment on MCA impacts daily cash
-Booth rental salons may need to show aggregate revenue

Process

How it works

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

Get matched with salon & spa-friendly lenders

Our partners fund salon & spa businesses daily. They understand your industry and can approve quickly.

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. MCA and term loans can fund renovations, new stations, plumbing, and interior design. No restriction on use of funds.

Yes, as long as your business bank account shows consistent monthly deposits of $10K+ from booth rentals and services.

Most salons are approved within 24 hours and funded in 1-2 business days.

Yes. Laser machines, hydrafacial equipment, and spa devices can be financed with the equipment as collateral.

Ready to fund your salon & spa business?

Apply today. Funding for salon & spa businesses. Funded in 1-3 days.

Get Funded Now