Retail Funding

Capital to stock, grow, and scale your store

Fund inventory for peak season, upgrade your POS system, renovate your store, or open a new location. We connect retail businesses with fast, flexible funding.

Apply Now
Loan Specifications

Retail funding options

MCA
$5K - $5M
Based on daily sales
Term Loan
$5K - $10M
Fixed payments
Equipment
Up to $10M
POS, fixtures, displays
Funding Speed
1 - 2 Days
Business days
Credit Score
475+
Bad credit accepted
Time in Business
6+ Months
Use of Funds
Any Purpose
Inventory, renovations, payroll
Advantages & Considerations

Why retail businesses choose us

Advantages

  • +MCA approval based on daily credit card sales volume
  • +Fund inventory before peak season and pay back after
  • +Finance POS systems and store fixtures with equipment as collateral
  • +Fast funding for time-sensitive opportunities

Considerations

  • -Daily MCA repayment reduces daily operating cash
  • -Seasonal businesses may qualify for lower amounts in off-season
  • -Online-only retailers may have fewer options than brick-and-mortar
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with retail-friendly lenders

Our partners fund retail businesses daily. They understand seasonal inventory needs, credit card processing volume, and the cash flow patterns of retail operations.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. MCA and term loans are commonly used to stock up before peak season. Repayment is based on your revenue, so during busy months you pay more, and during slow months the impact is smaller.

Yes. E-commerce businesses qualify for MCA and term loans based on bank deposits and revenue. You do not need a physical storefront.

Funding amounts are typically based on your monthly revenue. Most retail businesses qualify for 1-1.5x their monthly revenue for MCA, and up to $10M for term loans.

No. Retail businesses with as little as 6 months of operating history can qualify for MCA and equipment financing. Term loans may require 1 year.

Ready to grow your retail business?

Apply today. Inventory funding, equipment financing, and working capital for retail stores. Funded in 1-2 days.

Get Funded Now

What funding do you need?

Select your funding type to get started.