Plumbing, HVAC & Electrical Funding

Capital for your plumbing, hvac & electrical business

Equipment financing, working capital, and fleet loans for plumbers, HVAC companies, and electricians.

Apply Now
Loan Specifications

Plumbing, HVAC & Electrical funding options

Equipment
Up to $10M
Trucks, tools, HVAC units
MCA
$5K - $5M
Working capital
Term Loan
$5K - $10M
Fleet expansion
Speed
1-2 Days
Credit
475+
Time in Biz
6+ Months
Use
Any Purpose
Trucks, equipment, payroll
Advantages & Considerations

Why plumbing, hvac & electrical businesses choose us

Advantages

  • +Finance service trucks and equipment with the asset as collateral
  • +Working capital for parts inventory and payroll between jobs
  • +Revenue-based approval works for project-based service businesses
  • +Fast funding to handle emergency equipment replacements

Considerations

  • -Project-based revenue may fluctuate month to month
  • -Seasonal HVAC demand affects winter/summer qualification
  • -Multiple vehicle loans may limit additional borrowing capacity
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with plumbing, hvac & electrical-friendly lenders

Our partners fund plumbing, hvac & electrical businesses daily. They understand your industry and can approve quickly.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Service vans, box trucks, and specialty vehicles can all be financed through equipment financing. The vehicle serves as collateral.

Yes. Plumbing, HVAC, and electrical companies with 6+ months of operating history and consistent bank deposits qualify for MCA, term loans, and equipment financing.

Yes. MCA and line of credit funds can be used for any purpose including stocking parts, copper, fittings, HVAC units, and electrical supplies.

Lenders look at your average monthly deposits over 4 months. If you apply during peak season, your deposits will be higher, which can increase your qualification amount.

Ready to fund your plumbing, hvac & electrical business?

Apply today. Funding for plumbing, hvac & electrical businesses. Funded in 1-3 days.

Get Funded Now

What funding do you need?

Select your funding type to get started.