Gym & Fitness Funding

Capital for your gym & fitness business

Equipment financing, working capital, and expansion loans for gyms, fitness studios, and personal training businesses.

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Loan Specifications

Gym & Fitness funding options

Equipment
Up to $10M
Machines, weights, cardio
MCA
$5K - $5M
Working capital
Term Loan
$5K - $10M
Expansion
Speed
1-2 Days
Credit
475+
Time in Biz
6+ Months
Use
Any Purpose
Equipment, buildout, marketing
Advantages & Considerations

Why gym & fitness businesses choose us

Advantages

  • +Finance gym equipment with the machines as collateral
  • +MCA based on membership revenue and daily sales
  • +Fund new locations or expand existing facilities
  • +Fast approval for time-sensitive equipment deals

Considerations

  • -Membership-based revenue may be valued differently than daily sales
  • -Equipment depreciates and may need replacement before loan ends
  • -Newer gyms under 6 months have fewer options
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with gym & fitness-friendly lenders

Our partners fund gym & fitness businesses daily. They understand your industry and can approve quickly.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Treadmills, squat racks, rowing machines, free weights, and any gym equipment can be financed. The equipment serves as collateral.

Yes. Studios with 6+ months of bank deposits showing $10K+ monthly revenue can qualify for MCA and equipment financing.

Yes. Term loans and MCA funds can be used for any business purpose including leasehold improvements, equipment, and marketing for a new location.

Lenders look at your bank deposits, not just membership contracts. Consistent monthly deposits are the primary factor for approval.

Ready to fund your gym & fitness business?

Apply today. Funding for gym & fitness businesses. Funded in 1-3 days.

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What funding do you need?

Select your funding type to get started.