E-Commerce Funding

Capital for your e-commerce business

Inventory funding, working capital, and growth financing for online stores and e-commerce businesses.

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Loan Specifications

E-Commerce funding options

MCA

$5K - $5M

Based on revenue

Term Loan

$5K - $10M

Growth capital

LOC

$1K - $1M

Revolving inventory line

Speed

1-2 Days

Credit

475+

Time in Biz

6+ Months

Use

Any Purpose

Inventory, ads, shipping

Advantages & Considerations

Why e-commerce businesses choose us

Advantages

+Fund inventory before peak selling seasons
+Revenue-based approval works for high-volume online sellers
+Line of credit provides flexible capital for ad spend
+No physical storefront required

Considerations

-Marketplace sellers may need to show platform payouts alongside bank statements
-Seasonal e-commerce businesses may qualify for less during off-season
-High ad spend may reduce net revenue calculations

Process

How it works

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

Get matched with e-commerce-friendly lenders

Our partners fund e-commerce businesses daily. They understand your industry and can approve quickly.

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Online sellers on Amazon, Shopify, eBay, Etsy, and other platforms qualify based on bank deposits and revenue. Platform payout statements may also be used.

Yes. MCA and lines of credit are commonly used to purchase inventory before peak seasons. Pay back as you sell.

Typically 1-1.5x your monthly revenue for MCA. Lines of credit up to $1M based on business financials.

Yes. You need a business bank account with at least 6 months of deposit history showing consistent revenue.

Ready to fund your e-commerce business?

Apply today. Funding for e-commerce businesses. Funded in 1-3 days.

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