Dental Practice Funding

Capital for your dental practice business

Equipment financing, practice acquisition loans, and working capital for dentists, orthodontists, and oral surgeons.

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Loan Specifications

Dental Practice funding options

Equipment
Up to $10M
Chairs, imaging, lasers
SBA Loan
$50K - $10M
Practice acquisition
Term Loan
$5K - $10M
Expansion
Speed
1-3 Days
SBA: 4-12 weeks
Credit
550+
SBA: 675+
Time in Biz
6+ Months
Use
Any Purpose
Equipment, buildout, acquisition
Advantages & Considerations

Why dental practice businesses choose us

Advantages

  • +Finance dental chairs, X-ray machines, and CEREC systems
  • +SBA loans available for practice acquisitions and partnerships
  • +Working capital to cover insurance reimbursement delays
  • +Multiple products can be combined for a complete practice package

Considerations

  • -SBA loans require excellent credit and extensive documentation
  • -Insurance reimbursement timing affects revenue calculations
  • -Practice acquisition loans require detailed practice valuation
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with dental practice-friendly lenders

Our partners fund dental practice businesses daily. They understand your industry and can approve quickly.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Dental chairs, panoramic X-rays, CBCT scanners, CEREC machines, lasers, and any dental equipment can be financed with the device as collateral.

SBA loans are the most common way to acquire a dental practice, covering up to 90% of the purchase price. You need 10% down, 675+ credit, and a practice valuation.

Lenders understand dental insurance cycles. They evaluate your bank deposits rather than billed amounts. A line of credit can bridge 30-90 day reimbursement gaps.

New practice owners can qualify for equipment financing (475+ credit). SBA practice acquisition loans require more experience. Associate dentists transitioning to ownership should apply early.

Ready to fund your dental practice business?

Apply today. Funding for dental practice businesses. Funded in 1-3 days.

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What funding do you need?

Select your funding type to get started.