Construction Funding

Capital to build bigger projects

Finance heavy equipment, cover payroll between jobs, or fund materials for your next project. We connect contractors and construction companies with funding partners who understand the industry.

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Loan Specifications

Construction funding options

Equipment Financing
Up to $10M
Excavators, loaders, cranes
MCA
$5K - $5M
Bridge between projects
Term Loan
$5K - $10M
Fixed payments
Funding Speed
1 - 3 Days
Business days
Credit Score
475+
Bad credit accepted
Time in Business
6+ Months
Use of Funds
Any Purpose
Equipment, materials, payroll
Advantages & Considerations

Why contractors choose us

Advantages

  • +Finance heavy equipment with the asset as collateral
  • +Working capital to bridge gaps between project payments
  • +Revenue-based approval works for seasonal construction businesses
  • +Fast funding to secure materials and start jobs on time

Considerations

  • -Seasonal revenue patterns may reduce qualification amounts
  • -Equipment loans are tied to the specific asset financed
  • -Newer contractors under 6 months may need to show project contracts
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with construction-friendly lenders

Our partners understand construction cash flow cycles, progress billing, and seasonal work patterns. They fund contractors and builders daily.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Excavators, loaders, cranes, concrete equipment, and any construction machinery can be financed. The equipment serves as collateral, and you can finance up to 100% of its value.

A merchant cash advance or business line of credit can bridge the gap between project completions and payments. MCA approval is based on your bank deposits, not receivables timing.

Licensing requirements vary by state. You need to be operating a legitimate construction business with at least 6 months of bank statements showing revenue.

Most construction businesses are approved within 24 hours and funded in 1-3 business days. Equipment financing may take 1-2 additional days for asset verification.

Ready to fund your next project?

Apply today. Equipment financing, working capital, and term loans for construction businesses. Funded in 1-3 days.

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What funding do you need?

Select your funding type to get started.