A lump sum of capital repaid over a fixed period with regular payments. From $5K to $10M with terms up to 10 years, funded in as little as 1-3 business days.
Apply NowComplete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.
We analyze your business profile to find the right term length, rate, and repayment structure. You receive a detailed offer within 24 hours.
Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.
A business term loan provides a one-time lump sum of capital that you repay over a set period through regular fixed payments. Terms range from 3 months to 10 years depending on the amount, your credit profile, and how you plan to use the funds. It is one of the most straightforward forms of business financing.
Most term loan applications are reviewed within 24 hours. Once approved, funds are typically deposited within 1-3 business days. The exact timeline depends on the loan amount and documentation provided.
The minimum credit score for a business term loan is 550. While higher scores may qualify for lower rates and larger amounts, many businesses with imperfect credit can still receive competitive offers.
Early payoff policies vary by funding partner. Some programs offer discounts for early repayment, while others may include prepayment fees. We help you understand the specific terms before you commit to any offer.
Apply for a business term loan today. Fixed payments, predictable terms, funded in 1-3 business days.
Get Funded NowSelect your funding type to get started.