Access a set amount of funds and withdraw as needed, only paying interest on what you use. Lines from $1K to $1M with interest-only options available.
Apply NowComplete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.
We compare revolving and non-revolving credit line options from multiple partners to find the best rate and limit for your business.
Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.
A business line of credit gives you access to a pre-approved amount of funds that you can draw from as needed. Unlike a term loan where you receive a lump sum, a credit line lets you borrow only what you need and pay interest only on the amount used. Once you repay, those funds become available again.
A term loan provides a one-time lump sum with fixed repayment. A line of credit is revolving, meaning you can draw, repay, and draw again up to your credit limit. This makes it ideal for managing cash flow, covering unexpected expenses, or funding opportunities as they arise.
Both secured and unsecured lines of credit are available. Unsecured lines require no collateral but may have higher rates and lower limits. Secured lines backed by business assets typically offer better terms. Your specific options depend on your credit profile and business financials.
Once your line of credit is established, you can typically draw funds within the same business day. Initial setup and approval takes 1-3 business days from the time you submit a complete application with bank statements.
Apply for a business line of credit today. Draw only what you need, when you need it. Funded in 1-3 business days.
Get Funded NowSelect your funding type to get started.