Auto Repair & Body Shop Funding

Capital for your auto repair & body shop business

Fund equipment, parts inventory, and shop expansion for auto repair and body shops.

Apply Now
Loan Specifications

Auto Repair & Body Shop funding options

Equipment
Up to $10M
Lifts, tools, diagnostics
MCA
$5K - $5M
Parts inventory
Term Loan
$5K - $10M
Shop expansion
Speed
1-2 Days
Credit
475+
Time in Biz
6+ Months
Use
Any Purpose
Equipment, parts, payroll
Advantages & Considerations

Why auto repair & body shop businesses choose us

Advantages

  • +Finance lifts, diagnostic equipment, and tools with the asset as collateral
  • +MCA based on daily revenue keeps cash flowing for parts purchases
  • +Bad credit accepted — approval based on shop revenue
  • +Fast funding to handle unexpected equipment breakdowns

Considerations

  • -Daily MCA payments reduce daily operating cash
  • -Equipment loans tied to specific assets
  • -Newer shops may qualify for lower amounts
Process

How it works

01

Submit your application

Complete a brief application with your business details, funding needs, and financial history. Our team reviews every submission within 24 hours.

02

Get matched with auto repair & body shop-friendly lenders

Our partners fund auto repair & body shop businesses daily. They understand your industry and can approve quickly.

03

Close and receive your funds

Once approved, we coordinate closing with the SBA-approved lender. Funds are deposited directly into your business account within the agreed timeline.

FAQ

Common questions

Yes. Lifts, diagnostic machines, paint booths, alignment systems, and any shop equipment can be financed with the asset as collateral.

Funding is based on your monthly revenue. Most shops qualify for $25K-$500K depending on volume.

Shops with 6+ months of operating history and consistent bank deposits can qualify for MCA and equipment financing.

4 months of business bank statements, a completed application, and an equipment quote if financing specific items.

Ready to fund your auto repair & body shop business?

Apply today. Funding for auto repair & body shop businesses. Funded in 1-3 days.

Get Funded Now

What funding do you need?

Select your funding type to get started.